ISSUE 048 · SATURDAY, OCT 16, 2021
Home/Money Desk/Wells Fargo

Wells Fargo

On the record

US consumer and commercial bank

Money DeskSan Francisco, USwellsfargo.com
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The record

4,488 dispatches on file

Éléonore Huet
Filed Jul 11, 2021
5 / 5

Mortgage closed early

Mobile check deposit worked on the first try with my cracked phone camera, miracle. App is clean, no popups trying to sell me a credit card every time I check my balance. Closing on the house happened 9 days early because the loan officer actually answered emails.

Camille Pierre
Filed Jul 11, 2021
3 / 5

Could be worse

Loan rate was okay, not amazing, and the loan officer named Marcus was helpful but the underwriting took 11 days when they promised 5.

Baptiste HenryOn the record
Filed Jul 11, 2021
5 / 5

Decent app, better humans

The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment. They refunded a double charge from the taxi without me even having to upload a receipt.

Loïc LemoineOn the record
Filed Jul 11, 2021
5 / 5

Fraud caught in minutes

Dispute on a $120 subscription I never signed up for was resolved in 48 hours, money back. Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff.

Audrey Martin
Filed Jul 10, 2021
4 / 5

Legit saved me

Had my identity stolen month-end and the fraud team called me, not the other way around.

Adèle Carré
Filed Jul 10, 2021
5 / 5

Painless, actually

Lost my debit card on vacation and had a replacement at the hotel the next morning.

Louis DeschampsOn the record
Filed Jul 10, 2021
5 / 5

Shocked at how fast

My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Damien LeclercOn the record
Filed Jul 9, 2021
5 / 5

Big win on the APR

I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing. signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops.

Mikael DahlOn the record
Filed Jul 9, 2021
2 / 5

Hidden fine print strikes again

They froze my card at a gas pump in the middle of nowhere because buying $31 of fuel is apparently suspicious behavior now. closed my account because I didn't use it for 11 months, no warning email, just a letter two weeks after the fact. Never again.

Elsa HanssonOn the record
Filed Jul 9, 2021
5 / 5

No fees, no fuss

App is clean, no popups trying to sell me a credit card every time I check my balance. Switched from my old bank in July and I'm honestly mad I waited this long lol. APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday.

Céleste DupontOn the record
Filed Jul 8, 2021
4 / 5

Refund hit at 7am

Closing on the house happened 9 days early because the loan officer actually answered emails. Credit limit increase came through automatically after 6 months of on-time payments, no application.

Adam Lévêque
Filed Jul 8, 2021
5 / 5

Best rate I found

They refunded a double charge from the taxi without me even having to upload a receipt. Got pre-approved for the mortgage in a day and the rate lock held even when markets moved.

Laurent BaillyOn the record
Filed Jul 8, 2021
4 / 5

Call center was great

Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff. Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege.

Manon Léger
Filed Jul 7, 2021
5 / 5

10/10 would bank again

Transferred $4,200 to my mom on a Sunday night and it landed before she woke up, no sketchy hold. Rates on the HYSA bumped to 4.3% this month and nobody tried to hide it in fine print.

Virginie MassonOn the record
Filed Jul 7, 2021
5 / 5

Worth switching for

No minimum balance, no monthly fee, I pay zero to use my own money which is wild. APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday.

Lilou MercierOn the record
Filed Jul 7, 2021
5 / 5

Insurance paid out quick

Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over. the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday. Transferred $4,200 to my mom on a Sunday night and it landed before she woke up, no sketchy hold.

Ethan RobertOn the record
Filed Jul 6, 2021
4 / 5

Aisha at the branch is a gem

signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops. Great. The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment.

Jürgen SommerOn the record
Filed Jul 6, 2021
5 / 5

Finally a card that works

deposit cleared same day instead of the 3-5 business days nonsense I'm used to.

Laura MayerOn the record
Filed Jul 6, 2021
4 / 5

Mortgage closed early

Switched from my old bank in July and I'm honestly mad I waited this long lol.

Elisa SchmidtOn the record
Filed Jul 5, 2021
4 / 5

Approved same day

Credit limit increase came through automatically after 6 months of on-time payments, no application.

Petra Arnold
Filed Jul 5, 2021
5 / 5

Decent app, better humans

Got pre-approved for the mortgage in a day and the rate lock held even when markets moved. Got approved for the auto loan in like 12 minutes at the loans desk, the agent was shook. No minimum balance, no monthly fee, I pay zero to use my own money which is wild.

Helene Roth
Filed Jul 5, 2021
5 / 5

Fraud caught in minutes

Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege.

Emma O'RourkeOn the record
Filed Jul 4, 2021
5 / 5

Legit saved me

Rates on the HYSA bumped to 4.3% this month and nobody tried to hide it in fine print.

Sofia FraserOn the record
Filed Jul 4, 2021
5 / 5

Painless, actually

APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday. Had my identity stolen month-end and the fraud team called me, not the other way around. App is clean, no popups trying to sell me a credit card every time I check my balance.

Konstantin Groß
Filed Jul 4, 2021
5 / 5

Shocked at how fast

the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday. Lost my debit card on vacation and had a replacement at the hotel the next morning.

Ralf HuberOn the record
Filed Jul 3, 2021
5 / 5

Big win on the APR

Great. My overdraft got waived twice this year because I asked nicely, try that at a big bank haha. Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over.

Marie SchneiderOn the record
Filed Jul 3, 2021
5 / 5

Keeper.

The branch on 5th was actually open at 6pm and the manager stayed late to notarize my docs. I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing.

Lilly WolffOn the record
Filed Jul 3, 2021
5 / 5

No fees, no fuss

The chat agent definately knew what she was doing, fixed my joint account access in under 10 min. They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice. Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege.

Melanie Beck
Filed Jul 2, 2021
4 / 5

Refund hit at 7am

Mobile check deposit worked on the first try with my cracked phone camera, miracle. App is clean, no popups trying to sell me a credit card every time I check my balance. Closing on the house happened 9 days early because the loan officer actually answered emails.

Nadine KrügerOn the record
Filed Jul 2, 2021
5 / 5

Best rate I found

Got approved for the auto loan in like 12 minutes at the loans desk, the agent was shook. Closing on the house happened 9 days early because the loan officer actually answered emails. The chat agent definately knew what she was doing, fixed my joint account access in under 10 min.

Paul BurkhardtOn the record
Filed Jul 2, 2021
5 / 5

Call center was great

The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment. They refunded a double charge from the taxi without me even having to upload a receipt. signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops.

David SeidelOn the record
Filed Jul 1, 2021
5 / 5

10/10 would bank again

Dispute on a $120 subscription I never signed up for was resolved in 48 hours, money back. Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff.

Florian KaiserOn the record
Filed Jul 1, 2021
5 / 5

Worth switching for

Had my identity stolen month-end and the fraud team called me, not the other way around. Transferred $4,200 to my mom on a Sunday night and it landed before she woke up, no sketchy hold.

Jan FischerOn the record
Filed Jul 1, 2021
4 / 5

Insurance paid out quick

Lost my debit card on vacation and had a replacement at the hotel the next morning.

Anna PfeifferOn the record
Filed Jun 30, 2021
4 / 5

Aisha at the branch is a gem

My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Nele LorenzOn the record
Filed Jun 30, 2021
5 / 5

Finally a card that works

I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing. signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops.

Jana HofmannOn the record
Filed Jun 30, 2021
5 / 5

Mortgage closed early

They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice. deposit cleared same day instead of the 3-5 business days nonsense I'm used to.

Ingrid AckermannOn the record
Filed Jun 29, 2021
4 / 5

Approved same day

App is clean, no popups trying to sell me a credit card every time I check my balance. Switched from my old bank in July and I'm honestly mad I waited this long lol.

Lukas HeinrichOn the record
Filed Jun 29, 2021
5 / 5

Decent app, better humans

Closing on the house happened 9 days early because the loan officer actually answered emails. Credit limit increase came through automatically after 6 months of on-time payments, no application.

Jakob FuchsOn the record
Filed Jun 29, 2021
5 / 5

Fraud caught in minutes

They refunded a double charge from the taxi without me even having to upload a receipt. Got pre-approved for the mortgage in a day and the rate lock held even when markets moved.

Ethan GreenOn the record
Filed Jun 28, 2021
4 / 5

Legit saved me

Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff. Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege. Switched from my old bank in July and I'm honestly mad I waited this long lol.

Samuel ReidOn the record
Filed Jun 28, 2021
5 / 5

Painless, actually

Transferred $4,200 to my mom on a Sunday night and it landed before she woke up, no sketchy hold. Rates on the HYSA bumped to 4.3% this month and nobody tried to hide it in fine print. I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing.

Matthew BoyleOn the record
Filed Jun 28, 2021
5 / 5

Shocked at how fast

No minimum balance, no monthly fee, I pay zero to use my own money which is wild. APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday. the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday.

Finn FinneganOn the record
Filed Jun 28, 2021
4 / 5

Big win on the APR

Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over. the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday.

Franziska Brunner
Filed Jun 27, 2021
3 / 5

Serviceable

Could be worse honestly.

Angelika BrandtOn the record
Filed Jun 27, 2021
5 / 5

No fees, no fuss

deposit cleared same day instead of the 3-5 business days nonsense I'm used to.

Lina PetersOn the record
Filed Jun 27, 2021
5 / 5

Refund hit at 7am

Switched from my old bank in July and I'm honestly mad I waited this long lol. The chat agent definately knew what she was doing, fixed my joint account access in under 10 min.

Emil MeyerOn the record
Filed Jun 26, 2021
5 / 5

Best rate I found

Credit limit increase came through automatically after 6 months of on-time payments, no application. Mobile check deposit worked on the first try with my cracked phone camera, miracle. Great.

Andreas Kraft
Filed Jun 26, 2021
1 / 5

Dispute closed, no answer

The woman on chat named Priya was polite but told me five different things in ten minutes which is somehow worse than being rude.

Till FrankeOn the record
Filed Jun 26, 2021
4 / 5

10/10 would bank again

Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege. The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment.